Download Consumer Behavior 2014 by Richard K Miller, Kelli Washington PDF

By Richard K Miller, Kelli Washington

This quantity explores the statistical information and review of customer habit for 2015.

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According to the Federal Reserve, 32% of families had no credit cards in 2012, an increase from 27% in 2007. 0 a year prior. Credit card balances typically peak in December following the holiday shopping season. S. Department of Education. 6 trillion. 8% of student loan balances were 90 or more days delinquent. S. households owe student debt, more than double the share two decades earlier and a rise from the 15% that owed such debt in 2007, just prior to the onset of the Great Recession. Forty percent (40%) of households headed by someone younger than age 35 owe such debt.

Families by the Federal Reserve. S. 1% increase from the prior quarter. 67 trillion in the third quarter of 2008. 3% during third quarter 2013, the lowest rate since Q3 2008. S. households carried some type of debt at year-end 2011, a drop from 74% in 2000. Median household debt was $70,000 in 2011, an increase from $51,000 in 2000. org), reported that median total household debt declined 29% between 2007 and 2010 CONSUMER BEHAVIOR 2014 • 53 • among households headed by young adults (younger than age 35), from $21,912 to $15,473.

Com) Retail Business Market Research Handbook 2013, 15th Edition, Richard K. Miller & Associates, June 2013. com) ShopperTrak, 200 West Monroe Street, Chicago, IL 60606. (312) 529-5300. org, May 2013. S. Department of Labor and updated annually, is the most recognized source for data on use of time. Use-of-time data is skewed because most people do not participate in all types of activities. ATUS accounts for this by quantifying for each type of activity the average amount of time spent both by all consumers and by only those who participate in an activity.

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